چكيده به لاتين
Emphasis on the role of intermediaries in banks makes it important to use the resources obtained through debt and equity. This important feature, known as asset quality, can be the basis for a bank's performance in a variety of ways, such as acquiring revenue from assets as well as liquidity. The important point in this regard is the expectations of the bank's stakeholders about the quality of its assets. In this regard, and especially in the field of private banks in the country, there are several stakeholders who pay attention to the demands of each, is a necessary performance in the management of their assets. Thus, the existence of a banking health monitoring system that is most in line with the characteristics of the banking system and can best explain the bank's performance is important from the perspective of stakeholders. Although many studies have been conducted on the development of banking health indicators, studies show that Western models are ineffective, especially in the face of financial crises. However, based on the teachings of Islam, many of these undesirable events can be identified by changing attitudes from classical to Islamic banking. In this regard, the present study tries to improve the existing classical models and apply some Islamic financial standards, to present an innovative model and test the validity of the proposed model. The results show an improvement in the improved model in terms of monitoring the quality of banks' assets.
